Who are you with, how old are you (truthfully :P), how much do you pay, what do you drive?

Me, I'm with Tesco, 22 years old, £49 a month TPFT, and my car is on the left.

I'm quite happy with that premium, but it's always fun to be depressed when I found out that my monthly payments are someone else's yearly payments.  ;D

Royal & Sun Alliance, via AA Insurance Services.  Fully comp. £48 per month including windscreen cover with maximum, and protected, no claims discount. I am over 50 :D :D :D ;)

There's no point in me going Fully Comp as I won't even be able to drive other cars until I'm 25!

*envies*

El33t wrote on 31. May 2009 at 13:57:

There's no point in me going Fully Comp as I won't even be able to drive other cars until I'm 25! *envies*

Yep, those years are bad when it comes to motor insurance.  I was lucky in having company cars from 19 years of age, but before that.......!!!! ::) ::) ::)

There are many other advantages however in being your age ;D ;D ;D :y :y :y :y

Lizzie Zoom wrote on 31. May 2009 at 13:55:

Royal & Sun Alliance, via AA Insurance Services.  Fully comp. £48 per month including windscreen cover with maximum, and protected, no claims discount. I am over 50 :D :D :D ;)

I'm 25, 5 years no claims, and mine is less than that lizzie on an MV6 3.0  :o

32 6yrs ncb Hsbc £33.95 fully comp (but I do get a slight staff discount) :y

Direct line pay about £240 a year fully comp on 2.5 estate and I,m 37 and have 10 years no claims. Pay £390 for 2.2 cdx estate in wife's name with same company but she had a prang a couple of years ago, She is 31.
Also pay £250ish for a 400+bhp cosworth but thats on classic low milage cover.

im 27 with 9 points :-X  they come off next year
fully comp with windscreen and breakdown and legal protection guranteed hire car protected no claims

£450
with direct line
ive been with them for years now won't go anywhere else :y

Shiela's wheels  ;) 38 years young :D fully com £187 for the year 1999 2.5 cdx estate. I hate the adverts but the premium makes up for that and I have 3 points for speeding ::) ::) ::)

hi, im with esure, full comp, also got trade insurance no points, but im a old guy, 50.  lol £287 esure, and £250 tradewise. ;)

52 (getting on now), Full protected NCB, No points, Swiftcover Full Comm Business Cover, 3.0 MV6 £155.00pa, 2.5td £145.00 pa, they also let me mirror any other car I want to add on.  :y

ali wrote on 31. May 2009 at 14:41:

Shiela's wheels  ;) 38 years young :D fully com £187 for the year 1999 2.5 cdx estate. I hate the adverts but the premium makes up for that and I have 3 points for speeding ::) ::) ::)

thats a good deal ali.

ali wrote on 31. May 2009 at 14:41:

Shiela's wheels  ;) 38 years young :D fully com £187 for the year 1999 2.5 cdx estate. I hate the adverts but the premium makes up for that and I have 3 points for speeding ::) ::) ::)

My ex Partner with Shellas Wheels, when she asked how much more to add Me on, They reduced Her premium by over a £100??  :D :D :D

zirk wrote on 31. May 2009 at 14:48:

ali wrote on 31. May 2009 at 14:41: Shiela's wheels  ;) 38 years young :D fully com £187 for the year 1999 2.5 cdx estate. I hate the adverts but the premium makes up for that and I have 3 points for speeding ::) ::) ::) My ex Partner with Shellas Wheels, when she asked how much more to add Me on, They reduced Her premium by over a £100?? :D :D :D

me too. I added a male friend and it was cheaper with him on there
:D :D

I got clean licence am 44 and pay about £220 per year fully comp.

i am 58 realy getting old .full ncb 3 points speeding [at my age !]i pay £179 including breakdown and full legal protection .saga wrinkleys insurance .not bad .wheres me stick? :y

46 no points 4 years ncb 97 & 2000 3.0 Elites both fully comp £170 per month :'( :'( :'( :'( :'( :'( :'(

Right, I'm 18, full licence,0 ncb and driving a 2.0 mig.

Start the bidding  :'( ;D :-X

Omega man 2 wrote on 31. May 2009 at 17:24:

Right, I'm 18, full licence,0 ncb and driving a 2.0 mig. Start the bidding  :'( ;D :-X

£1259 ::)

thats what ann's was going to be if she had a mig

oh yeah that was tpft

am i close

nick v6 wrote on 31. May 2009 at 17:26:

Omega man 2 wrote on 31. May 2009 at 17:24: Right, I'm 18, full licence,0 ncb and driving a 2.0 mig. Start the bidding  :'( ;D :-X £1259 ::) thats what ann's was going to be if she had a mig oh yeah that was tpft am i close

No :'( :'(

_{214 euro per month every month}

whats that a year in gbp

About £2246

Omega man 2 wrote on 31. May 2009 at 17:38:

About £2246

ouch :o

That's a lot  :'( :'( :'(

My 2.2 costs £184 comp per year, 14years NCB and a relatively young 54.

Ken

Just paid mine when I got back, £901 :-X....fully comp including business, 10 yrs NCB, protected, 1k cover on stereo equipment, windscreen etc., alloys, trim and lowered suspension also covered......normally about £645 without business, Oh and I'm 42, insured this time with Footman James.

Insurance, whats that then? ::) ;D

MikeDundee wrote on 31. May 2009 at 21:23:

Just paid mine when I got back, £901 :-X....fully comp including business, 10 yrs NCB, protected, 1k cover on stereo equipment, windscreen etc., alloys, trim and lowered suspension also covered......normally about £645 without business, Oh and I'm 42, insured this time with Footman James.

He said truthfull Mike and besides Saga won't insure anyone under 50 anyway so thats a givaway ;D ;D

Elite Pete wrote on 31. May 2009 at 21:29:

MikeDundee wrote on 31. May 2009 at 21:23: Just paid mine when I got back, £901 :-X....fully comp including business, 10 yrs NCB, protected, 1k cover on stereo equipment, windscreen etc., alloys, trim and lowered suspension also covered......normally about £645 without business, Oh and I'm 42, insured this time with Footman James. He said and besides Saga won't insure anyone under 50 anyway so thats a givaway ;D ;D

And your right :y...truthful Mike ;D ;D

Omega man 2 wrote on 31. May 2009 at 17:24:

Right, I'm 18, full licence,0 ncb and driving a 2.0 mig. Start the bidding  :'( ;D :-X

£885
That was the cheapest, on line quote, for my 17 year old. :y

Omega man 2 wrote on 31. May 2009 at 17:24:

Right, I'm 18, full licence,0 ncb and driving a 2.0 mig. Start the bidding  :'( ;D :-X

a kidney!  :y

Omega man 2 wrote on 31. May 2009 at 17:24:

Right, I'm 18, full licence,0 ncb and driving a 2.0 mig. Start the bidding  :'( ;D :-X

One bottle of Loo Knee Minger repellant :y ;D......as advertised in OOF shop :y

MikeDundee wrote on 31. May 2009 at 21:38:

Omega man 2 wrote on 31. May 2009 at 17:24: Right, I'm 18, full licence,0 ncb and driving a 2.0 mig. Start the bidding  :'( ;D :-X One bottle of Loo Knee Minger repellant :y ;D......as advertised in OOF shop :y

I could use it to scare away coppers :D :D :D

Vamps wrote on 31. May 2009 at 21:35:

Omega man 2 wrote on 31. May 2009 at 17:24: Right, I'm 18, full licence,0 ncb and driving a 2.0 mig. Start the bidding  :'( ;D :-X £885 That was the cheapest, on line quote, for my 17 year old. :y

Driving what :o

It cost me that to get on a micra to do my test :-/

Omega man 2 wrote on 31. May 2009 at 21:42:

Vamps wrote on 31. May 2009 at 21:35: Omega man 2 wrote on 31. May 2009 at 17:24: Right, I'm 18, full licence,0 ncb and driving a 2.0 mig. Start the bidding  :'( ;D :-X £885 That was the cheapest, on line quote, for my 17 year old. :y Driving what :o It cost me that to get on a micra to do my test :-/

A  2.0L Mig estate. Only an online quote though, just wanting an idea.  Had to lie a bit, only for the purpose of a quote as the auto quote would not give me a quote under 17, he is not 17 till Friday. I have since had an email and notice the cheapest quote has gone up to £1018.00.  Going to look for a small car ::) ::)
Confused.com.

Vamps wrote on 31. May 2009 at 21:53:

Omega man 2 wrote on 31. May 2009 at 21:42: Vamps wrote on 31. May 2009 at 21:35: Omega man 2 wrote on 31. May 2009 at 17:24: Right, I'm 18, full licence,0 ncb and driving a 2.0 mig. Start the bidding  :'( ;D :-X £885 That was the cheapest, on line quote, for my 17 year old. :y Driving what :o It cost me that to get on a micra to do my test :-/ A  2.0L Mig estate. Only an online quote though, just wanting an idea.  Had to lie a bit, only for the purpose of a quote as the auto quote would not give me a quote under 17, he is not 17 till Friday. I have since had an email and notice the cheapest quote has gone up to £1018.00.  Going to look for a small car ::) ::) Confused.com.

Maybe he'll do man maths and try to convince you that it will actually save money in the long run ;D

Im 39,got 9 years ncb,£315 per year fully comp from norwich union.

Omega man 2 wrote on 31. May 2009 at 21:56:

Vamps wrote on 31. May 2009 at 21:53: Omega man 2 wrote on 31. May 2009 at 21:42: Vamps wrote on 31. May 2009 at 21:35: Omega man 2 wrote on 31. May 2009 at 17:24: Right, I'm 18, full licence,0 ncb and driving a 2.0 mig. Start the bidding  :'( ;D :-X £885 That was the cheapest, on line quote, for my 17 year old. :y Driving what :o It cost me that to get on a micra to do my test :-/ A  2.0L Mig estate. Only an online quote though, just wanting an idea.  Had to lie a bit, only for the purpose of a quote as the auto quote would not give me a quote under 17, he is not 17 till Friday. I have since had an email and notice the cheapest quote has gone up to £1018.00.  Going to look for a small car ::) ::) Confused.com. Maybe he'll do man maths and try to convince you that it will actually save money in the long run ;D

The Mig is an Auto, had it been a manual would keep it.  :y :y  Need something to teach him in, otherwise his only driving would be in a driving school car.

Omega man 2 wrote on 31. May 2009 at 21:42:

Vamps wrote on 31. May 2009 at 21:35: Omega man 2 wrote on 31. May 2009 at 17:24: Right, I'm 18, full licence,0 ncb and driving a 2.0 mig. Start the bidding  :'( ;D :-X £885 That was the cheapest, on line quote, for my 17 year old. :y Driving what :o It cost me that to get on a micra to do my test :-/

Ron, sorry, I have miss-led you :-[ :-[ :-[

Brain not in gear, that was the cost for me to insure it with him on it.........  ::) ::)

Sorry.

1999 2.5 Elite
Full NCB, Protected No Claims, Fully Comp
Aged 47
£143 Swift Cover

I am young but have had my fair share of cars already, because I love car shopping.

I've found that large, obscure cars are relatively easy for young people to insure, especially when you have a year of NCB under your belt.

I was paying £152 a month when I was 18 to insure a Rover 214SEi. 104bhp, half leather seats, electric windows and sunroof...and I wasn't the envy of my friends because it was a Rover  ;D ;D.

Vamps - I don't know how important image is to your son. Try getting a quote on a 1.8 Skoda Octavia, and convince him that it isn't an awful car because it's a Skoda. When I was 18, I got a quote on one, no NCB, TPFT for £1400, which was cheaper than the Rover. I just couldn't find one that I could buy!

We're with Footman James on a classic multi-vehicle policy. This covers:-

1954 Morris Minor Traveller
1966 Morris Minor 2 door saloon
1971 Volkswagen Jeans Beetle
1996 Fiesta Courier van
1999 CDX TD saloon

Both SWMBO and I are fully comp, license holders for 20 years and full NCB. All the bells and whistles included on the policy for £443 a year. I know because I've got to go and pay it today ;D

40 years old 12 years ncb
£152 2.0 gls
£210 3.0 elite
churchill
protected fully comp insurance
me and swmbo to drive

31 Years old. 12 Years No Claims (protected), full windscreen cover and fully comp, minus the whistles and bells as I have Legal Protection elsewhere, I can access other cars in the Family pretty quickly and already have Breakdown Cover from the Bank.

£320ish per year for the 3.0 Elite, LPG converted and declared, with swiftcover. Me and SWMBO insured :y :y

2.6 cdx 1year ncb, 23, £750ish

£216 per year -  Fully Comp Protected - 42yrs young.... :y

Paid £416 last week

£200 For Elite 3.0 (T)  Full NCD
£216 For 2.5 GLS (V 99) 1 Years NCD

Fully comp, Protected Plus Hire Car

Admiaral Multi Car

48 Years Old

reading through theses posts there seems to be a few of us with similar age/cars/ncb ect.Seems to me the insurance companies just pluck a figure out of thin air...and double it!