has gone up £110 and nowt i can do about it,ive seven years protected no claims and happened to have a scrape in sept so i cant even get any quotes now damn damn damn >:(

All insurance companies give you a nice price the first year when you are new business, just pick the phone up and do "new" business with another company if you want the price to stay where it should be.

ive been with em 5 years and i only have the 7 years no claims with them cos i protect it if i went anywhere else id have 0 no claims bonus and they no it so i cant threaten em with leaving  >:(

wrote on 09. Dec 2009 at 20:32:

ive been with em 5 years and i only have the 7 years no claims with them cos i protect it if i went anywhere else id have 0 no claims bonus and they no it so i cant threaten em with leaving  >:(

Eh???

Your NCB is transferable, you take it anywhere you like because YOU have EARNED it.

correct KW. the new company will ask you for proof, but if you have it..no problem :y

i thought the fact i have i have seven years still is because i pay to protect it with tesco and if i went anywhere else because ive had a claim they will take it as 0 no claims

nope...  your extra premium protected the no claims.  you take it elsewhere alongwith proof of that payment and you get a reduced rate at the new insurer....

i might just try a few quotes then cheers guys :y

I stuck with the same insurance company for years-did me no good at all ,in the end they were taking the p*** , i now change insurance companies nearly every year without a problem-the internet is a wonderful thing ! :)

i went on a compare site and did a quick search and the cheapest was £1100 thats more than double my renewal so i might try the direct approach

wrote on 09. Dec 2009 at 21:13:

i went on a compare site and did a quick search and the cheapest was £1100 thats more than double my renewal so i might try the direct approach

I take it your under 25 with that renewal quote.....Have you tried MoreThan.
I have had good dealings with them over the past year for all of my insurance.

Mick

wrote on 09. Dec 2009 at 21:13:

i went on a compare site and did a quick search and the cheapest was £1100 thats more than double my renewal so i might try the direct approach

Go on the insurance compare web sites find the cheapest quote & the ring that company direct ;)

MickAP wrote on 09. Dec 2009 at 22:06:

wrote on 09. Dec 2009 at 21:13: i went on a compare site and did a quick search and the cheapest was £1100 thats more than double my renewal so i might try the direct approach I take it your under 25 with that renewal quote.....Have you tried MoreThan. I have had good dealings with them over the past year for all of my insurance. Mick

From your profile you state that your 35 and with 7 years no claims can't see how you are being quoted 1100 unless there's a few points and bans lurking on your licence ::) ::) ;)

I rang directline to declare my 19" snowflakes as a modification and got stung with paying an extra £300 a year. Doubled my insurance cost's, but the car looks sweet.... Worth every penny!!!!!  :y

kingycos2 wrote on 10. Dec 2009 at 02:53:

I rang directline to declare my 19" snowflakes as a modification and got stung with paying an extra £300 a year. Doubled my insurance cost's, but the car looks sweet.... Worth every penny!!!!!  :y

You must be mad. £300 a year for alloys. In three years you'll have paid enough to buy a half decent omega.

wrote on 10. Dec 2009 at 14:38:

kingycos2 wrote on 10. Dec 2009 at 02:53: I rang directline to declare my 19" snowflakes as a modification and got stung with paying an extra £300 a year. Doubled my insurance cost's, but the car looks sweet.... Worth every penny!!!!!  :y You must be mad. £300 a year for alloys. In three years you'll have paid enough to buy a half decent omega.

Agreed. If they were my alloys they'd be on ebay by now. :o

Kevin

got a few quotes and the best £695 my renewal is £509.more than was £1150,im 35 with 7 years protected ive a claim from sept thats not settled yet because these 5mph impacts really do create some horrific back and whiplash injuries and i think she is also claiming for broken knicker elastic and i got a sp30 back in april 3 points but i heard that just 3 points doesnt affect your premium could be wrong

wrote on 10. Dec 2009 at 18:43:

got a few quotes and the best £695 my renewal is £509.more than was £1150,im 35 with 7 years protected ive a claim from sept thats not settled yet because these 5mph impacts really do create some horrific back and whiplash injuries and i think she is also claiming for broken knicker elastic and i got a sp30 back in april 3 points but i heard that just 3 points doesnt affect your premium could be wrong

:-[ :-[ Sorry i read it as your renewal quote was 1150 ;D

ha ha aye i could of worded that better :)

I payed about £125 for Fully Comp earlier this year on a 2.5 with Direct Line.

I havn't spoken to anyone who can beat my Insurance  premium.

holtender wrote on 10. Dec 2009 at 20:55:

I payed about £125 for Fully Comp last year on a 2.5 with Direct Line. I havn't spoken to anyone who can beat my Insurance  premium.

I paid £118.

Hey Stmo, we must be doing something right!

holtender wrote on 10. Dec 2009 at 21:03:

Hey Stmo, we must be doing something right!

Yeah. I drive a meriva. ;D ;D ;D

I used to pay £285 on a 2002 3.2 elite with declared stainless exhaust, now pay £571 with exhaust and 19" wheels.. A big price to pay, but if I crash (touch wood) I'm totally covered with a pay out, didn't fancy taking the risk not declaring the moods!!!! It's also a like for like wheel replacement, and there nearly £3,000 from vauxhall new.  :'( :'(

wrote on 10. Dec 2009 at 21:05:

holtender wrote on 10. Dec 2009 at 21:03: Hey Stmo, we must be doing something right! Yeah. I drive a meriva. ;D ;D ;D

And you're old ::) ::) :P :P :D :D

Lazydocker wrote on 10. Dec 2009 at 21:16:

wrote on 10. Dec 2009 at 21:05: holtender wrote on 10. Dec 2009 at 21:03: Hey Stmo, we must be doing something right! Yeah. I drive a meriva. ;D ;D ;D And you're old ::) ::) :P :P :D :D

Bit of respect there Junior ;D

It is not too often that we can say it is good to be old!

Between the ages of 50 and 55 is the cheapest insurance, we are the  safe drivers!

holtender wrote on 10. Dec 2009 at 20:55:

I payed about £125 for Fully Comp earlier this year on a 2.5 with Direct Line. I havn't spoken to anyone who can beat my Insurance  premium.

Bl00dy 'ell was that with divine intervention :o

wrote on 10. Dec 2009 at 21:17:

Lazydocker wrote on 10. Dec 2009 at 21:16: wrote on 10. Dec 2009 at 21:05: holtender wrote on 10. Dec 2009 at 21:03: Hey Stmo, we must be doing something right! Yeah. I drive a meriva. ;D ;D ;D And you're old ::) ::) :P :P :D :D Bit of respect there Junior ;D

2 times 4 thirds pi r cubed  :P :P :P

(Bo****ks to you sir) :D :D :D

Hercules,

I am 34, have 2 years ncb (not protected), 3 points, 1 crash in a company car last year (not my fault) and have my 2.5TD Elite insured for business use for 27,000 miles per year.

With 'More Than' I pay £545 yearly. I live in Boston which is pretty high on the stolen car hit list areas so cannot work out why your having your pants pulled down to such an extent :-? :-?

One thing I will say, and I do bang on about this I know, but make sure you go through www.quidco.co.uk, you may get yourself a few quid back, well worth it. :y :y