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  Omega Owners Forum › Chat › General Discussion Area › Scary Or What?
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Scary Or What? (Read 1927 times)
mars
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Re: Scary Or What?
Reply #45 - 11. Nov 2009 at 21:45  
Everything fine with our vehicles Smiley Smiley Thumbs Up! Thumbs Up!
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Mr Skrunts
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Re: Scary Or What?
Reply #46 - 11. Nov 2009 at 21:55  
cruisetopoland wrote on 11. Nov 2009 at 21:30:
Guffer wrote on 11. Nov 2009 at 20:35:
Mr Skrunts wrote on 11. Nov 2009 at 20:28:
Guffer wrote on 11. Nov 2009 at 19:58:
Mr Skrunts wrote on 11. Nov 2009 at 19:54:
Well, rang Admiral to check the details and all is ok.

Now updated my new address and given them an updated contact number, and they politly charged me annother £73 in Admin charges.   Undecided

Just got to sort log books and licence change over.  Thumbs Up!


Funny that I'm with admiral too, a few dramas initially to find my details.  Not very comforting tbh.... I think I might change next year.



When I google for Admirals number I noticed Adrian Flux are possibly doing Multi Car policies, am keeping them in mind for a quote at renewal time..

It was 43% more expensive for a multicar policy with admiral so have 2 separate policies


We use Admiral multicar and find it cheapest if you haggle hard.  They are very efficient at car changes too (have them on speed-dial  Grin )
We cover two cars and have national breakdown on one car, Euro full cover on the Omega, plus 4 drivers per car.

Have used various insurers and have found Admiral to be very good and efficient as we never have to repeat anything and they were competitive on renewal.

Recommended  Thumbs Up!


1st year I was £470 for the 2 but the 2nd car was 0% No Claims bonus.

Year 2 they tried to charge me £485 so I takled them and got it for £402 telling them I expected the 2nd car to be at least 10 cheaper, so happy with the result.



As regards 2 seperate policies, that was a night mare trying to arrange with many companys offer to mirror the policy and at the point of sign up finding they had lied.  My premium would have been £325 to £375 for the 1 main car with no bonus on the 2nd, so the multicar I feel is costing me £75/100 a year and getting cheaper with discount.  When viable the 2nd car will get changed for something tasty, which for me may well be a Trans Am or Corvette and I will have the option to insure that as the cheaper car of the  when it happens.

Actually thing about it, buying a fun small car might bring the insurance down with a bump and run the Elite as a 2nd car, but insured in a way that makes the benefits of multi car the cheapest. (if that makes sence)  Thumbs Up!
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« Last Edit: 11. Nov 2009 at 21:56 by Mr Skrunts »  
Ask yourself :  " WHY do I believe what I believe?"

Remember that my opinions expressed here are not representative of the opinions of other members on the OOF Forum.
Mr Skrunts phip-phip skruntie phip_phip  
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cruisetopoland
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Re: Scary Or What?
Reply #47 - 11. Nov 2009 at 22:15  
Mr Skrunts wrote on 11. Nov 2009 at 21:55:
cruisetopoland wrote on 11. Nov 2009 at 21:30:
Guffer wrote on 11. Nov 2009 at 20:35:
Mr Skrunts wrote on 11. Nov 2009 at 20:28:
Guffer wrote on 11. Nov 2009 at 19:58:
Mr Skrunts wrote on 11. Nov 2009 at 19:54:
Well, rang Admiral to check the details and all is ok.

Now updated my new address and given them an updated contact number, and they politly charged me annother £73 in Admin charges.   Undecided

Just got to sort log books and licence change over.  Thumbs Up!


Funny that I'm with admiral too, a few dramas initially to find my details.  Not very comforting tbh.... I think I might change next year.



When I google for Admirals number I noticed Adrian Flux are possibly doing Multi Car policies, am keeping them in mind for a quote at renewal time..

It was 43% more expensive for a multicar policy with admiral so have 2 separate policies


We use Admiral multicar and find it cheapest if you haggle hard.  They are very efficient at car changes too (have them on speed-dial  Grin )
We cover two cars and have national breakdown on one car, Euro full cover on the Omega, plus 4 drivers per car.

Have used various insurers and have found Admiral to be very good and efficient as we never have to repeat anything and they were competitive on renewal.

Recommended  Thumbs Up!


1st year I was £470 for the 2 but the 2nd car was 0% No Claims bonus.

Year 2 they tried to charge me £485 so I takled them and got it for £402 telling them I expected the 2nd car to be at least 10 cheaper, so happy with the result.



As regards 2 seperate policies, that was a night mare trying to arrange with many companys offer to mirror the policy and at the point of sign up finding they had lied.  My premium would have been £325 to £375 for the 1 main car with no bonus on the 2nd, so the multicar I feel is costing me £75/100 a year and getting cheaper with discount.  When viable the 2nd car will get changed for something tasty, which for me may well be a Trans Am or Corvette and I will have the option to insure that as the cheaper car of the  when it happens.

Actually thing about it, buying a fun small car might bring the insurance down with a bump and run the Elite as a 2nd car, but insured in a way that makes the benefits of multi car the cheapest. (if that makes sence)  Thumbs Up!


When I whinged about the renewal, the helpful chap said the insurance industry in general is trying to recover big losses so most premiums higher across the board.  Checked this against Direct Line and a few comparison sites (including separate breakdown cover) and he was right.  We settled on £700 including all the bits (Euro breakdown on one, national on the other, 4 drivers, full business use on both cars, legal cover, no excess etc) which sounds huge but takes into account my write-off roll a few years ago and my wife being a newish driver.

Still £££££ though-but can't beat it.
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yatesDELTA
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Re: Scary Or What?
Reply #48 - 11. Nov 2009 at 22:32  
Strange...it says my car is an Elite and a auto. definatly not either. Never checked insurance cert, probably should.
Something to do with being ex plod?
if so has anyone else had problems with this?
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yatesDELTA
Ex Member
Re: Scary Or What?
Reply #49 - 11. Nov 2009 at 22:37  
OH also
My old cars renewal was end of January. They neglected to send me a letter about this, and unlike all of my other insurance policies it didnt renew automatically. So for a month until i remembered i had the car for over a year i was out of insurance, when there was snow and stuff.
While i appreciate its my responsibility, the length of time i've owned my car doest occur very often and in over 2000 miles anything could have happened.
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Mantahatch
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Re: Scary Or What?
Reply #50 - 11. Nov 2009 at 23:14  
Quote:
Strange...it says my car is an Elite and a auto. definatly not either. Never checked insurance cert, probably should.
Something to do with being ex plod?
if so has anyone else had problems with this?



Yes I have, the wife had a Volvo S40 T4 for a couple of years, (if you don'y no it, it the 200bhp fast one) anyway we quoted the number plate to the insurance company and the quote was very cheap, could not understand it, it turns out the car was listed as a standard 2.0. So I wonder for how many years before we bought where previous owners paying cheap insurance, but if anything would have happened they may not have been covered.

Anway I insisted on insurance company giving a certificate with the right details stating it was a T4, price went up bu about £150 year, but worth it for peace of mind.
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Mr Skrunts
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all the toys,

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Skruntie Land.
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Re: Scary Or What?
Reply #51 - 12. Nov 2009 at 01:10  
cruisetopoland wrote on 11. Nov 2009 at 22:15:
When I whinged about the renewal, the helpful chap said the insurance industry in general is trying to recover big losses so most premiums higher across the board.  Checked this against Direct Line and a few comparison sites (including separate breakdown cover) and he was right.  We settled on £700 including all the bits (Euro breakdown on one, national on the other, 4 drivers, full business use on both cars, legal cover, no excess etc) which sounds huge but takes into account my write-off roll a few years ago and my wife being a newish driver.

Still £££££ though-but can't beat it.


My car used to get re insured every December and I knew I was being stung for it.

When I changed to the Elite I got in April, I parked it up through May and insured from the 1st June last year, and just dumped the old company and took a reduction on the outstanding ammount.  This still worked out cheaper on the 1st car with Admiral.  So the time of year the insurance is started defineately makes a difference.
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Ask yourself :  " WHY do I believe what I believe?"

Remember that my opinions expressed here are not representative of the opinions of other members on the OOF Forum.
Mr Skrunts phip-phip skruntie phip_phip  
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