Omega Owners Forum - car insurance queery

Richie London

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car insurance queery
14. Dec 2009 at 19:09

there is a van. registered in one persons name, i am the only person insured to drive it. but someone else is driving it uninsured, and i am sure is on a ban. now i have only just found out this about half hr ago. where do i stand if he gets pulled up and is found to have no insurance and no licence and its not even his name. i am going round in the morning as im furious as what ive found out.

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Bertie Ex Member	Re: car insurance queery Reply #1 - 14. Dec 2009 at 19:11 I take it you own this van? if so then if he is pulled you lose the van and have to pay through the nose to get it back...
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Omega 37 Junior Member Offline Posts: 227 Northampton Gender: Drives: Omega CDX 2.2 facelift, Vauxhall droopsnoot firenza 1974. TR6	Re: car insurance queery Reply #2 - 14. Dec 2009 at 19:14 get round there quick
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Richie London

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Re: car insurance queery
Reply #3 - 14. Dec 2009 at 19:15

Quote:

I take it you own this van? if so then if he is pulled you lose the van and have to pay through the nose to get it back... Undecided

no i dont own it, thats the thing. i thought it was a company insurance but its private, and i was supposed to drive it but i use mine so somebody without a licence is driving it and its been insured to get it on the database so he doesnt get pulled over. i dont work for the bloke now. its just a single cover insurance and im the only one insured to drive it.

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joshwyatt

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Re: car insurance queery
Reply #4 - 14. Dec 2009 at 19:16

Who owns the van, a company or private individual, you? It is an offence to knowingly allow someone who does not have a valid licence or insurance to drive a vehicle you operate or own. If someone gets stopped by the police and it transpires they are not entitled to drive it, it'll be asked if they have the owners permission. Saying yes gets them in trouble (the owner) saying no admits TWOC.

Edit...ooops bit slow

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« Last Edit: 14. Dec 2009 at 19:16 by joshwyatt »

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Richie London

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Re: car insurance queery
Reply #5 - 14. Dec 2009 at 19:19

joshwyatt wrote on 14. Dec 2009 at 19:16:

Who owns the van, a company or private individual, you? It is an offence to knowingly allow someone who does not have a valid licence or insurance to drive a vehicle you operate or own. If someone gets stopped by the police and it transpires they are not entitled to drive it, it'll be asked if they have the owners permission. Saying yes gets them in trouble (the owner) saying no admits TWOC.

Edit...ooops bit slow

im gonna get it cancelled in the morning but, ive been conned somewhere along the line, and im not being taken for a mug either.

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Lizzie Zoom Deleted Member Offline The Romantic Emotional Pink Lady Posts: 65 Ashford, Kent Gender: Drives: 2000 Omega 3.0 Elite Auto	Re: car insurance queery Reply #6 - 14. Dec 2009 at 19:19 I personally would contact the please and report this person for driving the van without the owners permission, and for possibly driving it whilst disqualified. You will then be in the clear and have done your public duty. Simples!! PS Also let the owner know what has happened and the action you have taken.
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Richie London

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Re: car insurance queery
Reply #7 - 14. Dec 2009 at 19:26

Lizzie Zoom wrote on 14. Dec 2009 at 19:19:

I personally would contact the please and report this person for driving the van without the owners permission, and for possibly driving it whilst disqualified. You will then be in the clear and have done your public duty.

Simples!! Wink

PS Also let the owner know what has happened and the action you have taken.

not as easy as that lizzie reporting him, he lives in next rd from me and nobody likes a grass, id rather put my wheel brace across his head.

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Lizzie Zoom

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Re: car insurance queery
Reply #8 - 14. Dec 2009 at 19:33

Richie London wrote on 14. Dec 2009 at 19:26:

Lizzie Zoom wrote on 14. Dec 2009 at 19:19:

I personally would contact the please and report this person for driving the van without the owners permission, and for possibly driving it whilst disqualified. You will then be in the clear and have done your public duty.

Simples!! Wink

PS Also let the owner know what has happened and the action you have taken.

not as easy as that lizzie reporting him, he lives in next rd from me and nobody likes a grass, id rather put my wheel brace across his head.

I meant to type "police" NOT please!!

But obviously you knew that Richie, and I understand what you mean! Don't get yourself into trouble over scum though! Kiss

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Prev: A40;Escort's 1.1 Mk1's;Cortina's 1.6 Mk2/3/4/5;Cav. 1.6 & 1.8SRi;Carlton's Mk1/2 1.8GL & 2.0CD's; 1968 Wol. Hornet III; 1958 Duple Coach; Senator 3.0CD; Omega 3.0Elite;Carina II 1.6GL;Omega 2.5 CDX

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Lizzie Zoom Deleted Member Offline The Romantic Emotional Pink Lady Posts: 65 Ashford, Kent Gender: Drives: 2000 Omega 3.0 Elite Auto	Re: car insurance queery Reply #9 - 14. Dec 2009 at 19:35 ..................in fact how about an anonymous "tip off" from a pay as you go phone?
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tunnie Over Active Poster Offline Posts: 22520 London, W3 Gender: Drives: 2.2 CD (LPG'd) & BMW R1200 GS	Re: car insurance queery Reply #10 - 14. Dec 2009 at 19:36 Ok so you don't own it and the V5 is not in your name? Do you pay for insurance for it out of your own pocket to drive it? If it passes an ANPR van it will be ok as it is 'insured' but the driver is not. If you have no financial commitments to the van, cancel the policy, unless you still use the van?
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STMO123 Ex Member	Re: car insurance queery Reply #11 - 14. Dec 2009 at 19:41 I would simply let the owner of the van know that he is breaking the law and, as you will not be driving the van ever again, it is pointless you being insured to do so. If he doesn't take the hint................wheel brace
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Richie London

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Re: car insurance queery
Reply #12 - 14. Dec 2009 at 19:42

tunnie wrote on 14. Dec 2009 at 19:36:

Ok so you don't own it and the V5 is not in your name?

Do you pay for insurance for it out of your own pocket to drive it?

If it passes an ANPR van it will be ok as it is 'insured' but the driver is not.

If you have no financial commitments to the van, cancel the policy, unless you still use the van?

i dont know who its insured with. its on the askmid site as legal so he doesnt have to worry unless he gets a pull. i shall sort it in morning.

thanks everyone.

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tunnie

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Re: car insurance queery
Reply #13 - 14. Dec 2009 at 19:43

Richie London wrote on 14. Dec 2009 at 19:42:

tunnie wrote on 14. Dec 2009 at 19:36:

Ok so you don't own it and the V5 is not in your name?

Do you pay for insurance for it out of your own pocket to drive it?

If it passes an ANPR van it will be ok as it is 'insured' but the driver is not.

If you have no financial commitments to the van, cancel the policy, unless you still use the van?

i dont know who its insured with. its on the askmid site as legal so he doesnt have to worry unless he gets a pull. i shall sort it in morning.

thanks everyone.

Thought you said you paid for insurance on it?

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Do you break V6's as often as TheBoy? Then you need tunnie's towing services, recovery costs are just the humiliation of being towed by 2/3's of an engine

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Richie London

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Re: car insurance queery
Reply #14 - 14. Dec 2009 at 20:04

tunnie wrote on 14. Dec 2009 at 19:43:

Richie London wrote on 14. Dec 2009 at 19:42:

tunnie wrote on 14. Dec 2009 at 19:36:

Ok so you don't own it and the V5 is not in your name?

Do you pay for insurance for it out of your own pocket to drive it?

If it passes an ANPR van it will be ok as it is 'insured' but the driver is not.

If you have no financial commitments to the van, cancel the policy, unless you still use the van?

i dont know who its insured with. its on the askmid site as legal so he doesnt have to worry unless he gets a pull. i shall sort it in morning.

thanks everyone.

Thought you said you paid for insurance on it?

no my boss paid it. sorry

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