Omega Owners Forum - Now this takes the ssip big time

Albs Omega King Offline The upgrades are ongoing. Posts: 15083 North Essex Gender: Drives: 2000 2.5CD with LPG/Honda cbr600 FX	Re: Now this takes the ssip big time Reply #15 - 17. Dec 2009 at 20:01 Shop around - go compare etc, it saved me a lot of money.
Back to top	« Last Edit: 17. Dec 2009 at 20:03 by Albs » Breaking - facelift 2.5 Elite.in Z20H Blue. PM your parts requirements. IP Logged

jereboam

Omega Knight

Offline

Posts: 1675
Suffolk
Gender: male

Drives: BLACK 1999 3.0 Elite

Re: Now this takes the ssip big time
Reply #16 - 17. Dec 2009 at 20:03

Pete. wrote on 17. Dec 2009 at 19:53:

If i was an high risk i could understand it.
I'm 43 with a full clean licence & never had any convictions in 27 years of driving. i don't live in a high crime area, my car's garaged & i don't drive any more than 5000 miles a year. So WTF is wrong Huh

What's wrong? You told them you were unemployed, that's what's wrong.

As you are unemployed, you are quite clearly a lazy, shiftless, wife-beating drunkard, living in luxury on the over-generous state benefits provided by our wonderful New Labour Government and its benevolent leader, Gordon Brown. Never forget that our magnificent insurance companies are regulated by the FSA, the same people who were looking the other way when our glorious bankers brought us the Credit Crunch, which is probably why you are out of work.

They're all out to get you. Sad

Back to top

I can be handy mending a fuse - but stuff the Isle of Wight

IP Logged

Mr Skrunts

Over Active Poster

Offline

3.O Elite Saloon with
all the toys,

Posts: 23830
Skruntie Land.
Gender: male

Drives: Jimbob Mad It seems

Re: Now this takes the ssip big time
Reply #17 - 17. Dec 2009 at 20:06

Pete. wrote on 17. Dec 2009 at 15:55:

One of the lowest professions is a bank manager WTF. I would say this job equates to more miles than someone who works in factory.
So you earn a nice wage every month as a bank manager (& probably pick up some nice fat bonuses at the tax payers expense), but pay less in car insurance.
Bank manager it is for from now on then. It doesn't pay to be honest

Why not buy 2 piggy banks pete and put down you are a Piggy Bank Manager. (PBM) Grin

http://www.google.co.uk/#hl=en&source=hp&q=piggy+bank+manager&btnG=Google+Search...

Back to top

Ask yourself : " WHY do I believe what I believe?"

Remember that my opinions expressed here are not representative of the opinions of other members on the OOF Forum.

IP Logged

STMO123 Ex Member	Re: Now this takes the ssip big time Reply #18 - 17. Dec 2009 at 20:31 Should have put 'Homemaker' or 'House husband'.
Back to top	IP Logged

MickAP Omega Knight Offline Facelift 2.5TD Estate "Chipped" not anymore Posts: 1592 South Derbyshire Gender: Drives: Facelift TD estate but soon to be a 1.9 ???	Re: Now this takes the ssip big time Reply #19 - 17. Dec 2009 at 21:09 So what happens if you retire, I mean before the state retirement/pension age. Does it mean you pay more for insurance are you classed as unemployed or retired. Also does it affect you home insurance as well? that could go down as your at home all day. Mick
Back to top	IP Logged

Pete.

Omega King

Offline

Makes Driving Pleasurable
Again .

Posts: 10449
Nr J28 of the M1
Gender: male

Drives: Black 02 Omega DTi. Black 56 Monaro VXR. Red 97 Rover 114 SLi.

Re: Now this takes the ssip big time
Reply #20 - 17. Dec 2009 at 21:40

MickAP wrote on 17. Dec 2009 at 21:09:

So what happens if you retire, I mean before the state retirement/pension age. Does it mean you pay more for insurance are you classed as unemployed or retired. Also does it affect you home insurance as well? that could go down as your at home all day.

Mick

Mick, i was thinking the very same Wink

They all want gnikcuf with a pick axe in the head. They have REALLY wound me up with this Angry

Back to top

IP Logged

jereboam

Omega Knight

Offline

Posts: 1675
Suffolk
Gender: male

Drives: BLACK 1999 3.0 Elite

Re: Now this takes the ssip big time
Reply #21 - 17. Dec 2009 at 22:00

MickAP wrote on 17. Dec 2009 at 21:09:

So what happens if you retire, I mean before the state retirement/pension age. Does it mean you pay more for insurance are you classed as unemployed or retired. Also does it affect you home insurance as well? that could go down as your at home all day.

Mick

Retired means that you are a fine, upstanding member of society who is now taking a well earned rest after contributing to general welfare for 40 years or more.

It mustn't be confused with unemployed.

I'll be 64 in one month's time. So in 13 months time, I'll be miraculously transformed from parasite to paragon. Wonder what effect it will have on my insurance premiums?

Back to top

I can be handy mending a fuse - but stuff the Isle of Wight

IP Logged

hotel21 Administrator Offline Posts: 12766 Doghouse Gender: Drives: into lamposts	Re: Now this takes the ssip big time Reply #22 - 17. Dec 2009 at 22:05 Regarding the 'retired' bit. I am currently swithering whether to keep the 'retired police officer' bit or move over to 'part time driver, motor trade'.... Wonder which will attract the higher premium??
Back to top	« Last Edit: 17. Dec 2009 at 22:06 by hotel21 » Tech 2 available in Scotland. click on -> http://theboy.omegaowners.com for prices..... IP Logged

Vamps Omega King Offline Flying Tonight, so Be Prepared. Posts: 16571 Bishop Middleham, Co Durham. Gender: Drives: 2.0L Auto Estate & 2.2 CD Auto Saloon	Re: Now this takes the ssip big time Reply #23 - 17. Dec 2009 at 22:11 hotel21 wrote on 17. Dec 2009 at 22:05: Regarding the 'retired' bit. I am currently swithering whether to keep the 'retired police officer' bit or move over to 'part time driver, motor trade'.... Wonder which will attract the higher premium?? Won't your current role in the workplace bring even more discount..
Back to top	IMG]http://i275.photobucket.com/albums/jj284/floodm_photos/DSCF1767.jpg[/IMG] IP Logged

hotel21

Administrator

Offline

Posts: 12766
Doghouse
Gender: male

Drives: into lamposts

Re: Now this takes the ssip big time
Reply #24 - 17. Dec 2009 at 22:12

Vamps wrote on 17. Dec 2009 at 22:11:

hotel21 wrote on 17. Dec 2009 at 22:05:

Regarding the 'retired' bit. I am currently swithering whether to keep the 'retired police officer' bit or move over to 'part time driver, motor trade'....

Wonder which will attract the higher premium?? Grin

Won't your current role in the workplace bring even more discount.. Wink

Don't think so. Motor Trade artracts a higher premium, as I understand it...

Back to top

Tech 2 available in Scotland. click on ->

http://theboy.omegaowners.com

for prices.....

IP Logged

Entwood Omega King Offline Quietly Confident Posts: 13708 North Wiltshire Gender: Drives: 3.2 Elite (with LPG)	Re: Now this takes the ssip big time Reply #25 - 17. Dec 2009 at 22:25 When I went from RAF SNCO to retired the premium went down... when I went from retired to part time court officer it went down again ...
Back to top	V6 Cam locking/setting kit, Maxscan GS500 OBDII code reader/EML resetter available. Click for some Pictures IP Logged

zirax

Intermediate Member

Offline

Posts: 262

Drives: Focus mk1, MR2 mk1, MV6

Re: Now this takes the ssip big time
Reply #26 - 17. Dec 2009 at 23:34

When is your renewal up? I have been on the phone to a broker today and apparently the insurers get the new prices in on the 21st. I've just done a quote on the miggy, £650! (previous guides were about 400). I will try again in the new year as mine isn't due till the 28th.

To those considering different professions try this:-
http://www.moneysavingexpert.com/insurance/?tab=19

Still confused as to why my quote is so high, 26 with 8 years ncb Huh

It's probably due to putting down 20k/yr and business class 1.

Back to top

Dr Richard Stephens:- "I would advise people, if they hurt themselves, to swear."

IP Logged

Pete.

Omega King

Offline

Makes Driving Pleasurable
Again .

Posts: 10449
Nr J28 of the M1
Gender: male

Drives: Black 02 Omega DTi. Black 56 Monaro VXR. Red 97 Rover 114 SLi.

Re: Now this takes the ssip big time
Reply #27 - 18. Dec 2009 at 08:32

zirax wrote on 17. Dec 2009 at 23:34:

When is your renewal up? I have been on the phone to a broker today and apparently the insurers get the new prices in on the 21st. I've just done a quote on the miggy, £650! (previous guides were about 400). I will try again in the new year as mine isn't due till the 28th.

To those considering different professions try this:-
http://www.moneysavingexpert.com/insurance/?tab=19

Still confused as to why my quote is so high, 26 with 8 years ncb Huh

It's probably due to putting down 20k/yr and business class 1.

The last day is the 7th of Jan. Your confused Roll Eyes

Back to top

IP Logged

MickAP

Omega Knight

Offline

Facelift 2.5TD Estate
"Chipped" not anymore

Posts: 1592
South Derbyshire
Gender: male

Drives: Facelift TD estate but soon to be a 1.9 ???

Re: Now this takes the ssip big time
Reply #28 - 18. Dec 2009 at 13:53

Pete. wrote on 17. Dec 2009 at 21:40:

MickAP wrote on 17. Dec 2009 at 21:09:

So what happens if you retire, I mean before the state retirement/pension age. Does it mean you pay more for insurance are you classed as unemployed or retired. Also does it affect you home insurance as well? that could go down as your at home all day.

Mick

Mick, i was thinking the very same Wink

They all want gnikcuf with a pick axe in the head. They have REALLY wound me up with this Angry

The reason for this thought was I may well be jobless soon. Plans are a foot to take voluntary early retirement, if the figures add up. Maybe got 2/3 years left at my job as it stands anyway, so jump now with a payoff or wait untill pushed with virtually nowt.

So on the insurance side, they would say unemployed as I am 56 next year. Got me thinking yep and poss paying more insurance for being unemployed.
They always ask when applying for insurance anyway...employment status, marital status and home owner or not. Obviously so they can fleece you accordingly.

Mick

Back to top

IP Logged

Chris_H

Omega Knight

Offline

Posts: 1694
E London/Essex UK
Gender: male

Drives: 2000 Omega Elite 3.0 Auto; Ford Fracas; Triumph Sprint RS

Re: Now this takes the ssip big time
Reply #29 - 18. Dec 2009 at 14:04

Penalising someone for being unemployed does not stack up.

If you declare it, you're possibly going to be working next week and for the rest of the policy duration. Shift workers are 'unemployed' for various days of the week/month and contract workers for weeks on end (in my case months!).

It's like MOTs (only relevant on the day they were issued). Unemployment most likely will not affect the entire duration of the actual insurance.

Back to top

First Vauxhall - PABX Cresta; Previous Vauxhall - 3.0 12v Senator CD

IP Logged

This is the old site. Please use the new site.

This is the old site. Please use the new site.

www.omegaowners.com/forum/index.php.

This is the old site. Please use the new site.

	Welcome, Guest. Please Login