Omega Owners Forum - Now this takes the ssip big time

Pete.

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Now this takes the ssip big time
17. Dec 2009 at 15:29

My insurance is up for renewal in January. So i rang around a few insurance companies & also got some online quotes.
I'm currently unemployed so i told them the truth & my premium increases because of this reason.
On the cheapest qoutation my insurance rises by £111.00 Shocked

So lets get this in perspective, i can't really afford to drive any were, because i don't get much money (£64.50 a week) so my mileage is very low, but i pay more for my insurance than someone who commutes to work every day in rush hour traffic.

Looks like i won't be having any insurance come January the 8th Angry

Now this really takes the SSIP

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Richie London Omega King Offline A HANDSOME DEVIL OF A MAN!! Posts: 10146 heathrow Gender: Drives: a blinking lovely 2001 2.5 elite auto.	Re: Now this takes the ssip big time Reply #1 - 17. Dec 2009 at 15:34 well if your unemployed you could use the car to do an armed robbery or burglay resulting in an accident which means your high risk
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tunnie Over Active Poster Offline Posts: 22520 London, W3 Gender: Drives: 2.2 CD (LPG'd) & BMW R1200 GS	Re: Now this takes the ssip big time Reply #2 - 17. Dec 2009 at 15:34 i guess it puts you in a more high risk catagory
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Richie London Omega King Offline A HANDSOME DEVIL OF A MAN!! Posts: 10146 heathrow Gender: Drives: a blinking lovely 2001 2.5 elite auto.	Re: Now this takes the ssip big time Reply #3 - 17. Dec 2009 at 15:37 tunnie wrote on 17. Dec 2009 at 15:34: i guess it puts you in a more high risk catagory but how?? cant work that one out myself. seems a right con to me
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tunnie

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Re: Now this takes the ssip big time
Reply #4 - 17. Dec 2009 at 15:41

Richie London wrote on 17. Dec 2009 at 15:37:

tunnie wrote on 17. Dec 2009 at 15:34:

i guess it puts you in a more high risk catagory Undecided

but how?? cant work that one out myself. seems a right con to me

Quite easily, your car is never going to go to work, and be in a 'safe' work carpark. Its prob going to be in the same place for longer, so more likey to get nicked.

Your not going to have spare money to spend on it (according to them as your not getting an income)

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Do you break V6's as often as TheBoy? Then you need tunnie's towing services, recovery costs are just the humiliation of being towed by 2/3's of an engine

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Chris_H

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E London/Essex UK
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Drives: 2000 Omega Elite 3.0 Auto; Ford Fracas; Triumph Sprint RS

Re: Now this takes the ssip big time
Reply #5 - 17. Dec 2009 at 15:42

I'd have thought you'd have more time to keep an eye on it.
Insurance rarely goes down even with discounts. Don't ask me why. It's magic; and loaded magic at that.

I would try some brokers though. You can sometimes bargain them down on a quoted premium.

I'm out of work but I haven't needed to declare that. My renewal via a broker came in at 50 squids less on my FFocus.

Will PM you.

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First Vauxhall - PABX Cresta; Previous Vauxhall - 3.0 12v Senator CD

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Pete.

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Drives: Black 02 Omega DTi. Black 56 Monaro VXR. Red 97 Rover 114 SLi.

Re: Now this takes the ssip big time
Reply #6 - 17. Dec 2009 at 15:45

tunnie wrote on 17. Dec 2009 at 15:41:

Richie London wrote on 17. Dec 2009 at 15:37:

tunnie wrote on 17. Dec 2009 at 15:34:

i guess it puts you in a more high risk catagory Undecided

but how?? cant work that one out myself. seems a right con to me

Quite easily, your car is never going to go to work, and be in a 'safe' work carpark. Its prob going to be in the same place for longer, so more likey to get nicked.

Your not going to have spare money to spend on it (according to them as your not getting an income)

My cars parked in a locked garage

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Pete.

Omega King

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Makes Driving Pleasurable
Again .

Posts: 10449
Nr J28 of the M1
Gender: male

Drives: Black 02 Omega DTi. Black 56 Monaro VXR. Red 97 Rover 114 SLi.

Re: Now this takes the ssip big time
Reply #7 - 17. Dec 2009 at 15:55

One of the lowest professions is a bank manager WTF. I would say this job equates to more miles than someone who works in factory.
So you earn a nice wage every month as a bank manager (& probably pick up some nice fat bonuses at the tax payers expense), but pay less in car insurance.
Bank manager it is for from now on then. It doesn't pay to be honest

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Pete.

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Makes Driving Pleasurable
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Posts: 10449
Nr J28 of the M1
Gender: male

Drives: Black 02 Omega DTi. Black 56 Monaro VXR. Red 97 Rover 114 SLi.

Re: Now this takes the ssip big time
Reply #8 - 17. Dec 2009 at 15:58

Chris_H wrote on 17. Dec 2009 at 15:42:

I'd have thought you'd have more time to keep an eye on it.
Insurance rarely goes down even with discounts. Don't ask me why. It's magic; and loaded magic at that.

I would try some brokers though. You can sometimes bargain them down on a quoted premium.

I'm out of work but I haven't needed to declare that. My renewal via a broker came in at 50 squids less on my FFocus.

Will PM you.

Thank you Chris

What makes so livid is the fact that i've NOT put myself outa work, but I AM paying for it big time.

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STMO123 Ex Member	Re: Now this takes the ssip big time Reply #9 - 17. Dec 2009 at 16:30 Never kick a man till he's down
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Omegadoha, Desert Member Omega Knight Offline Posts: 1357 Doha, Qatar Drives: 3.2 V6 2002	Re: Now this takes the ssip big time Reply #10 - 17. Dec 2009 at 18:15 I always thought that insurance companies only asked your occupation rather than whether you were actually in work?
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Albs Omega King Offline The upgrades are ongoing. Posts: 15083 North Essex Gender: Drives: 2000 2.5CD with LPG/Honda cbr600 FX	Re: Now this takes the ssip big time Reply #11 - 17. Dec 2009 at 18:22 I was with Hastings Direct for a long time but have just changed to 1st central.Fully comp,zero voluntary excess,protected no claims.One accident,3 points. £175.well pleased.
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Pete. Omega King Offline Makes Driving Pleasurable Again . Posts: 10449 Nr J28 of the M1 Gender: Drives: Black 02 Omega DTi. Black 56 Monaro VXR. Red 97 Rover 114 SLi.	Re: Now this takes the ssip big time Reply #12 - 17. Dec 2009 at 19:53 If i was an high risk i could understand it. I'm 43 with a full clean licence & never had any convictions in 27 years of driving. i don't live in a high crime area, my car's garaged & i don't drive any more than 5000 miles a year. So WTF is wrong
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Ghost Driver

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Seaham, North East england
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Re: Now this takes the ssip big time
Reply #13 - 17. Dec 2009 at 19:57

Its gone up as you do less miles so there is less of a chance you will put a claim in for damage, were as if you were working and driving to and from work every day you have more of a chance of having some prat damage your car and you then having to claim so they rais your priemium to get the money.
if you understand what i mean.

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He who brakes Looses
to old to die young

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Richie London Omega King Offline A HANDSOME DEVIL OF A MAN!! Posts: 10146 heathrow Gender: Drives: a blinking lovely 2001 2.5 elite auto.	Re: Now this takes the ssip big time Reply #14 - 17. Dec 2009 at 19:58 im self employed wether im working or not, im only unemployed when its to my advantage
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