TheBoy wrote on 28. Apr 2011 at 22:20:
aaronjb wrote on 28. Apr 2011 at 19:32:
I'm also in my 30s with a clean licence, and with 1yrs NCB (my NCB is on my other cars policy sadly, so this is after 'mirroring' the NCB over last year) it still costs me £615 to insure the Elite - that's TPF&T too!
I'm sure it's all part of a ploy to get us to trade in/crush old cars and buy something new instead, which would undoubtedly be cheaper to insure.
I insisted my insurance company give me full NCD on my 2nd car when I first got it. After about 30mins negotiation, they agreed - though that was around 4yrs ago. So I now have full NCD on both 'my' cars and Mrs TB has full NCD on hers as well.
That's precisely what I was expecting; more fool me for not checking at the time, I suppose.
If I was keeping all three cars I'd go get one of those personal fleet policies - £1200 for the three as opposed to £1100 for two makes sense. But then I'm not intending to keep all three cars (assuming I actually get off my ass and fix the Nissan)